Policies

Privacy policy

GritLock Capital Partners
Effective Date: February 1, 2026
Last Updated: February 1, 2026

GritLock Capital Partners (“GritLock,” “we,” “us,” or “our”) is committed to protecting the privacy and confidentiality of the information entrusted to us.

We provide debt capital advisory and consulting services to businesses, including structuring, arranging, and introducing clients to third-party lenders and capital providers. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website or engage our services.

1. Scope

This Privacy Policy applies to:

  • Visitors to our website

  • Representatives of businesses seeking debt capital

  • Third-party lenders and capital providers

  • Professional counterparties interacting with GritLock

Our services are intended exclusively for businesses and commercial financing transactions.

2. Information We Collect

A. Business Contact Information

  • Name

  • Job title

  • Business email address

  • Business phone number

  • Company name and address

B. Financial & Corporate Information

In connection with evaluating and arranging financing transactions, we may collect:

  • Revenue data and financial statements

  • Tax filings and corporate records

  • Banking information

  • Ownership and capitalization details

  • Credit reports and credit history

  • Customer concentration data

  • Transaction history and projections

Such information may include confidential and proprietary business information.

C. Website & Technical Data

When visiting our website, we may automatically collect:

  • IP address

  • Device and browser type

  • Pages visited

  • Referring URLs

  • Cookies and analytics data

3. How We Use Information

We use collected information to:

  • Evaluate debt capital opportunities

  • Structure financing transactions

  • Introduce clients to lenders and capital providers

  • Conduct due diligence and underwriting analysis

  • Comply with AML/KYC and regulatory obligations

  • Communicate regarding advisory services

  • Improve our website and service offerings

  • Prevent fraud and unlawful activity

We do not sell personal information.

4. Information Sharing

We may share information in the following circumstances:

A. Lenders & Capital Providers

To facilitate potential debt capital transactions, we may share business and financial information with third-party lenders, institutional investors, private credit funds, banks, or other financing sources.

B. Professional Advisors

Lawyers, accountants, compliance consultants, and auditors engaged in connection with a transaction.

C. Service Providers

Technology providers, CRM platforms, cloud storage providers, and analytics vendors who support our operations.

D. Legal & Regulatory Authorities

Where required by applicable law, court order, or regulatory request.

All third parties receiving information are expected to maintain appropriate confidentiality and data protection safeguards.

5. Legal Basis for Processing (Where Applicable)

Where required by law (including GDPR), we process information based on:

  • Contractual necessity

  • Legitimate business interests

  • Compliance with legal obligations

  • Consent (where required)

6. Cross-Border Transfers

GritLock operates in Canada and the United States and may work with international lenders and investors.

Information may be transferred to and processed in jurisdictions outside your province, state, or country of residence. These jurisdictions may have different data protection laws.

By submitting information to us, you consent to such transfers where legally permitted.

7. Data Retention

We retain information:

  • As long as necessary to provide advisory services

  • As required to comply with legal, regulatory, AML/KYC, or record-keeping obligations

  • As necessary to resolve disputes or enforce agreements

Retention periods may extend beyond the termination of a client relationship where required by law.

8. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect confidential information against unauthorized access, disclosure, alteration, or destruction.

However, no internet transmission or electronic storage system can be guaranteed to be 100% secure.

9. Your Rights

Depending on applicable law (including Canadian privacy law, U.S. state privacy laws, or GDPR), you may have rights to:

  • Access personal information

  • Request correction of inaccurate information

  • Request deletion (subject to legal retention requirements)

  • Withdraw consent where processing is based on consent

  • Request information regarding how your data is used

Requests may be directed to:

legal@gritlockcapital.com

10. Cookies & Tracking

Our website may use cookies and analytics tools to:

  • Improve user experience

  • Analyze website traffic

  • Maintain security

You may configure your browser to decline cookies; however, certain features of the website may not function properly.

11. Confidentiality of Transaction Information

In connection with debt capital advisory services, GritLock may receive highly sensitive financial, strategic, and proprietary business information.

Where applicable, such information may also be subject to separate Non-Disclosure Agreements (NDAs). This Privacy Policy supplements — but does not replace — any contractual confidentiality obligations.

12. AML / Compliance Disclosure

To comply with applicable anti-money laundering (AML), anti-terrorist financing, sanctions, and know-your-client (KYC) regulations, we may collect and verify identity and corporate information as required by law.

13. Not a Lender

GritLock Capital Partners acts as a debt capital advisor and arranger. We are not a bank or direct lender unless explicitly stated in a written agreement. Financing decisions are made by third-party capital providers.

14. Updates to This Policy

We may update this Privacy Policy periodically. The updated version will be posted on our website with a revised “Last Updated” date.

15. Contact Information

GritLock Capital Partners
GritLock Capital Corp
629 King Street West, Toronto, Canada, M5V0G9
Email: legal@gritlockcapital.com